1. We talk about money
regularly.
- True
- False
2. We have decided who will handle the bills after we marry.
- True
- False
3. I feel my future spouse manages his/her own money well.
- True
- False
4. I would feel comfortable if my future spouse made a purchase of $250 without telling me.
- True
- False
5. I feel my future spouse knows what my retirement dreams are.
- True
- False
6. I know how much debt and savings (including investments) my spouse is bringing into our marriage.
- True
- False
7. Between us, we have more than five credit cards.
- True
- False
8. I know how much my future spouse makes and what percentage he/she is contributing to their 401
(k) plan at work.
- True
- False
9. I feel my spouse avoids sitting down and talking about money with me.
- True
- False
10. We have the same financial dreams.
- True
- False
11. I feel like my future spouse treats his/her money as if it's his/her own.
- True
- False
12. I never talked about money with my parents.
- True
- False
13. I know how my future spouse would feel if I wanted to quit my job and start a business.
- True
- False
14. I would feel comfortable living off one salary if either my spouse or I wanted to quit his/her job.
- True
- False
15. When we talk about money, my spouse interrupts me often or dismisses my points of view.
- True
- False
16. I feel my future spouse is a cheapskate.
- True
- False
17. We have a financial plan.
- True
- False
18. We've talked to a financial planner.
- True
- False
Scoring:
Give yourself one point if you answered true to questions 1, 2, 3, 4, 5, 6, 8, 10, 13, 15, 16, and 17,
and 1 point if you answered false to 7, 9, 11, 12 and 14.
0 to 6 points indicate a Red Flag
The proverbial marriage
referee is throwing red flags left and right. Make sure your future spouse
takes this quiz and compare scores. If you see a significant difference in
your scores, or if you both answered the same, but had low scores, that means
you need help-big time. Run, don't walk, to a marriage counselor or
financial planner to discuss these issues and see if you can work toward a better
understanding of each other's perspectives on money.
7 to 12 points present a Fork in the Road
You and your future spouse have a few things to work out, but for the most part, you understand where
each is coming from. Take the results of this quiz, head out to your
favorite coffee shop and sit down to talk about those areas where you don't see
eye-to-eye. Maybe you won't see everything the same, but at least you've
got enough in common that you can make it work.
13 to 18 points You are Compatible!
It was love at first sight, right? You're probably the kind of couple that when someone is speaking to
you, you both answer at the same time with the same answer? Maybe even
finish off each other's sentences, huh? Well, this shows that you're on the
right track. Keep talking, and more importantly, keep up the financial
planning. Your sense of responsibility shows that you know that financial planning
is important. So, if you haven't started a financial plan, then, what's
keeping you?
This article was reprinted as curtesy of WOMEN'S NEWS BUREAU
